13th AHV pension
An extra monthly AHV old-age pension paid once a year, every December, from 2026.
It equals one twelfth of the yearly old-age pension. Survivors’ and disability pensions are not included.
Tools that use it
Related terms
- AHV (old-age and survivors’ insurance)The first pillar of the Swiss pension system, paying a pension from the reference age based on income and contribution years.
- Reference ageThe AHV age at which the regular old-age pension starts: 65, with a transition for women born 1961 to 1963.
- InflationThe general rise in prices, which reduces what a franc buys over time.
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Swiss pensions
The three pillars when you retire early
AHV, pension fund and Pillar 3a: what each one pays, when you can reach it and what that means if you stop working before 65.