Scenarios
Early retirement scenarios
Common questions, each answered with the same calculator and the same assumptions, so you can compare them and then open one with your own numbers.
Each scenario is a full plan: age, spending, savings, pension fund and Pillar 3a, AHV, and taxes for the canton named (Zug when none is named). The answers update whenever the Swiss rules or our assumptions change. They are examples, not advice: your own numbers decide.
Can I retire at …?
- Can I retire at 50 with CHF 1 million? yes, at 50
- Can I retire at 55 with CHF 1 million? from 57.4
- Can I retire at 45 with CHF 1.5 million? yes, at 45
- Can I retire at 60? yes, at 60
- Can I retire at 55 in Zurich? yes, at 55
- Can I retire at 50 in Geneva? from 50.6
How much do I need?
- Retiring early on CHF 3’000 a month independent at 42.5
- Retiring early on CHF 4’000 a month independent at 47.1
- Retiring early on CHF 6’000 a month independent at 52.5
On my salary
- Early retirement on CHF 8’000 net a month independent at 45.8
- Early retirement on CHF 12’000 net a month independent at 46.5
Starting point
- Starting FIRE at 45 independent at 52.0
- Starting FIRE at 25 independent at 41.3