Downshifting
Choosing less work and a simpler life before full independence.
It can mean part-time work, a cheaper commune or a smaller home. In Switzerland it often combines well with Barista or Coast FIRE.
Related terms
- Barista FIRELeaving full-time work once your savings cover most of your spending, and earning the rest from part-time work.
- Geo-arbitrageEarning or saving in a high-cost country and living in a cheaper one.
- Lean FIREFinancial independence on a deliberately modest budget, which means a smaller pot and an earlier date.
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Mindset
You need less than you think: the case for a smaller number
Cutting CHF 1,000 from monthly spending can move your independence date by years. Where the money really goes and how to cut without feeling poorer.